Family Care Support: Care Funds and Care Finder

Family care benefits fail in two predictable ways, and both are design errors rather than budget problems. The first is money without guidance. An employer funds a care stipend, the employee has no idea which nursery has capacity or which caregiver can handle their father's dementia, and the allocation goes unspent while the underlying problem continues. Utilization comes in at single digits and the program looks like a failure of demand when it is a failure of navigation. The second is guidance without money. A care navigation service is added, the consultant does good work and produces a genuinely suitable shortlist, and the employee cannot afford any of it. The benefit generated a better-informed version of the same constraint. Helpr runs both halves as one program. Care Funds are the employer-funded care dollars, spent through Helpr Network Care at $45-50 per hour or through My Choice Care at a $12-20 per hour average subsidy when the employee nominates someone they trust. Care Finder is the 1:1 support from a dedicated care consultant who works out what the employee should actually be spending it on. Neither component carries a program on its own.

Employee using funded care dollars with consultant guidance

What Employees Receive

One program with a funding component and a human component.

Care Funds Allocation

Employer-funded care dollars available in the app, typically designed around 80-100 hours of care per employee per year and adjusted by population.

Dedicated Care Consultant

1:1 support for employees whose need is a search rather than a booking, covering childcare, elder care, and complex dependent needs.

Helpr Network Care

Pre-vetted professional caregivers at $45-50 per hour with a four-hour minimum and a 97% fulfillment rate, drawn against the Care Fund allocation.

My Choice Care

Employees nominate a trusted family member, neighbour, or existing caregiver, and Helpr vets and pays that person at a $12-20 per hour average subsidy.

Whole-Family Scope

Childcare, elder care, and adult dependent care all draw on the same funding and the same navigation support, rather than separate programs.

Utilization Reporting

Spend, uptake, and care type by population, so you can see whether funding or navigation is the constraint in any given group.

Funding and Guidance Together

A Stipend Nobody Can Spend Is Not a Care Benefit

Employers who fund care without navigation see allocations go unspent and conclude their workforce did not need care. Employers who fund navigation without dollars see suitable options identified and then declined on cost. Helpr pairs Care Funds, the employer-funded allocation employees spend against, with Care Finder, 1:1 support from a dedicated care consultant who sources and vets what to spend it on. That pairing is what converts a funded line item into utilization, and utilization is the entire basis of the 4.93x return on care benefit spend.

Care funds and care navigation working together
Why Both Halves Matter

Two Failure Modes, One Design Fix

What the combination changes compared with running either component alone.

Care Funds: The Money

Employer-funded care dollars with allocations and guardrails you set, spent directly in the platform with no reimbursement paperwork for the employee.

Care Finder: The Guidance

1:1 support from a dedicated care consultant who sources, vets, and shortlists real options so the allocation gets spent on something suitable.

Utilization Instead of Underspend

Unspent care budget is the most common outcome of a stipend-only program. Pairing funding with navigation is what moves uptake off single digits.

Works for Complex Cases Too

Elder care, disability, and neurodiversity needs are exactly where money alone fails, because suitability rather than cost is the binding constraint.

Combined Care Support FAQs

Why is a care stipend on its own not enough?

Because the employee's problem is usually not only cost, it is not knowing which options exist or which are suitable. An employee handed care dollars and no guidance will often not spend them, particularly for elder care or a dependent with additional needs, and the resulting low utilization gets misread as low demand.

Why is care navigation on its own not enough?

How are Care Funds structured?

What does the dedicated care consultant handle?

Can we start with one component and add the other?

How will we know which half is our constraint?

Care Budget Going Unspent?

We will show you whether funding or navigation is your constraint.

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Funding and navigation in every market

Pair Your Care Funding With Real Guidance

Tell us what you fund today and what your utilization looks like. We will show you which half of the model is missing.

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